{"id":1491,"date":"2018-09-21T13:29:40","date_gmt":"2018-09-21T20:29:40","guid":{"rendered":"https:\/\/economicintegrity.org\/?p=1491"},"modified":"2018-10-24T13:37:29","modified_gmt":"2018-10-24T20:37:29","slug":"take-advantage-of-your-new-right-to-freeze-your-credit-files-for-free","status":"publish","type":"post","link":"https:\/\/economicintegrity.org\/?p=1491","title":{"rendered":"Take Advantage of Your New Right to Freeze Your Credit Files for Free"},"content":{"rendered":"<p><a href=\"https:\/\/consumerfed.org\/take-advantage-of-your-new-right-to-freeze-your-credit-files-for-free\/\" target=\"_blank\" rel=\"noopener\"><i class=\"fas fa-newspaper\" aria-hidden=\"true\"><\/i> Blog Post by By Susan Grant, Director of Consumer Protection and Privacy |\u00a0Consumer Federation of America | September 21, 2018<\/a><\/p>\n<p>If you\u2019re concerned about identity theft (and these days, who isn\u2019t?), there is good news. As of September 21, 2018, you have the right to ask the consumer reporting agencies that operate on a nationwide basis to freeze your credit files and lift the freeze, whenever you want, at no charge. \u201cSecurity freezes\u201d make it harder for fraudsters to use stolen information about you to open new credit accounts, which was the most common type of identity theft <a href=\"https:\/\/www.ftc.gov\/system\/files\/documents\/reports\/consumer-sentinel-network-data-book-2017\/consumer_sentinel_data_book_2017.pdf\" target=\"_blank\" rel=\"noopener\">reported to the Federal Trade Commission (FTC) in 2017<\/a>. Before this new federal law took effect, only consumers in certain states had the right to free freezes, and in some states that right was limited to identity theft victims. Now everyone can take advantage of this protection for free.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Blog Post by By Susan Grant, Director of Consumer Protection and Privacy |\u00a0Consumer Federation of America | September 21, 2018 If you\u2019re concerned about identity [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[10],"class_list":["post-1491","post","type-post","status-publish","format-standard","hentry","category-predatory-lending","tag-consumer-protection"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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