{"id":3221,"date":"2022-10-23T08:32:00","date_gmt":"2022-10-23T15:32:00","guid":{"rendered":"https:\/\/economicintegrity.org\/?p=3221"},"modified":"2022-10-24T08:33:53","modified_gmt":"2022-10-24T15:33:53","slug":"a-wonky-arizona-ballot-measure-could-unlock-a-new-path-to-easing-medical-debt","status":"publish","type":"post","link":"https:\/\/economicintegrity.org\/?p=3221","title":{"rendered":"A wonky Arizona ballot measure could unlock a new path to easing medical debt"},"content":{"rendered":"\n<\/i> Vox | By Dylan Scott | October 23, 2022<\/span><\/a>\n\n\n\n

<\/p>\n\n\n\n

Is going straight to voters the way to fix America\u2019s medical debt crisis?<\/em><\/strong><\/p>\n\n\n\n

Pervasive medical debt<\/a> is one of the US health system\u2019s signature failings. About 4 in 10 Americans have debt resulting from their medical or dental expenses, according to recent estimates<\/a>. Attempts to reduce the burden of medical debt have been halting, with special interests mucking up the legislative machinery both in Congress<\/a> and in statehouses across the country<\/a>.<\/p>\n\n\n\n

That stasis makes a ballot initiative coming up for a vote next month in Arizona worth watching closely. Arizona Proposition 209<\/a> would put a cap on the interest rates that can be charged for medical debt: 3 percent. It would also limit debt collectors\u2019 ability to seize a person\u2019s house, belongings, automobile, or wages if they owe money for medical services by exempting more of a household\u2019s assets from forfeiture or garnishment.<\/p>\n\n\n\n

The policy itself shares key provisions with model legislation produced by the National Consumer Law Center<\/a> and addresses some of the crueler debt collection practices, which policy experts say should help to relieve the burden of medical debt, particularly for people who have been taken to court by their debtors and face wage garnishment or the possibility of their house or car being possessed.<\/p>\n\n\n\n

\u201cFor those people in the most desperate circumstances, this rule change is going to make the process a little bit less cruel for them,\u201d said Joe Gerald, a health services researcher at the University of Arizona.<\/p>\n\n\n\n

…continued…<\/p>\n\n\n\n

\n
Read more<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Vox | By Dylan Scott | October 23, 2022 Is going straight to voters the way to fix America\u2019s medical debt crisis? 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